数智赋能的发展道路能促进科技型中小企业的技术突破和跨界融合,进而影响其专精特新成长。本文揭示了在技术创新的中介作用下,数智赋能对科技型中小企业专精特新成长的作用机理,本文基于366份企业问卷数据,利用结构方程模型,实证检验了数智赋能对科技型中小企业专精特新成长的影响机制以及技术创新的中介效应。研究结果表明:1) 数智赋能作为当前企业转型升级的重要驱动力,对技术创新活动产生了显著的正向促进作用。2) 技术创新在科技型中小企业专精特新的成长过程中扮演了关键的中介角色。具体来说,技术创新作为数智赋能与企业成长之间的桥梁,有效传递了数智化转型带来的积极效应,促进了企业整体竞争力和成长潜力的提升。本研究拓展了数智赋能、技术创新与专精特新企业成长领域的研究视野,为科技型中小企业如何在复杂多变的市场环境中实现高质量发展提供了理论支持和实践经验。The development path empowered by digital intelligence can promote technological breakthroughs and cross-border integration of technology-based small and medium-sized enterprises, thereby affecting their specialized and innovative growth. This article reveals the mechanism of the role of digital intelligence empowerment in the specialized and innovative growth of technology-based small and medium-sized enterprises under the mediating effect of technological innovation. Based on 366 enterprise questionnaire data, this article empirically tests the impact mechanism of digital intelligence empowerment on the specialized and innovative growth of technology-based small and medium-sized enterprises and the mediating effect of technological innovation using structural equation modeling. The research results indicate that: 1) Digital intelligence empowerment, as an important driving force for current enterprise transformation and upgrading, has a significant positive promoting effect on technological innovation activities. 2) Technological innovation plays a crucial intermediary role in the growth process of technology-based small and medium-sized enterprises that specialize in innovation and specialization. Specifically, technological innovation serves as a bridge between digital empowerment and enterprise growth, effectively conveying the positive effects of digital transformation and promoting the overall competitiveness and growth potential of enterprises. This study expands the research perspective of digital intelligence empowerment, technological innovation, and the growth of specialized and innovative e
近年来,随着我国经济的持续发展和金融市场的不断完善,普惠金融逐渐成为推动经济增长的重要手段。本文以中国31个省份的宏观经济数据为基础,研究普惠金融发展对经济增长的影响及其区域异质性。通过构建面板数据回归模型,并进行稳健性和异质性检验,实证结果表明,普惠金融在全国范围内对经济发展具有显著的正向促进作用。普惠金融在中国不同地区的经济发展中的作用存在显著差异,中部地区因经济均衡、基础设施适中及较高的技术接受度,推动效果最强。东部和西部地区分别因市场饱和和基础设施落后限制了普惠金融的增量效应和渗透力。基于以上分析,本文提出加强政策支持、加大金融创新力度、完善多层次普惠金融体系、强化数字普惠金融建设等政策建议,以进一步优化普惠金融服务,提高金融资源配置效率,推动我国经济的包容性增长。In recent years, with the continuous development of China’s economy and the continuous improvement of the financial market, inclusive finance has gradually become an important means to promote economic growth. Based on macroeconomic data from 31 provinces in China, this paper studies the impact of financial inclusion on economic growth and its regional heterogeneity. By constructing a panel data regression model and testing robustness and heterogeneity, the empirical results show that inclusive finance has a significant positive role in promoting economic development across the country. The role of financial inclusion in the economic development of different regions in China is significantly different, and the central region has the strongest promotion effect due to the balanced economy, moderate infrastructure and high technology acceptance. The eastern and western regions limit the incremental effect and penetration of inclusive finance due to market saturation and backward infrastructure, respectively. Based on the above analysis, this paper puts forward policy suggestions such as strengthening policy support, increasing financial innovation, improving the multi-level inclusive financial system, and strengthening the construction of digital inclusive financial, so as to further optimize inclusive financial services, improve the efficiency of financial resource allocation, and promote the inclusive growth of China’s economy.
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