The fourth industrial revolution has seen the evolution and wide adoption of game-changing and disruptive innovation "financial technologies (FinTech)" around the globe. However, the security of FinTech syst...
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The fourth industrial revolution has seen the evolution and wide adoption of game-changing and disruptive innovation "financial technologies (FinTech)" around the globe. However, the security of FinTech systems and networks remains critical. This paper comprehensively reviews the evolving landscape of cybersecurity issues within the FinTech sector and explores effective mitigation measures. Four independent researchers reviewed relevant literature from IEEE Xplore Digital Library, ScienceDirect, Taylor & Francis, Emerald Insight, Springer, SAGE, Wiley Online Library, Hindawi, MDPI, ACM Digital Library, IGI Global, and Google Scholar. The research paper begins by examining the history and evolution of FinTech, drivers for the growth of FinTech, segments of the FinTech industry, FinTech ecosystem, FinTech business model, and FinTech application. Subsequently, it then delves into an analysis of the most pressing cybersecurity issues confronting FinTech firms, such as privacy concerns, data breaches, malware attacks, hacking, insider threats, identity theft, social engineering attacks, distributed denial-of-service attacks, and others. In response to these cybersecurity issues, the paper evaluates various mitigation strategies and best practices adopted by FinTech firms and regulatory bodies globally. These measures include technological solutions such as authentication and access control mechanisms, cryptography, big data analytics, intrusion detection/prevention systems, regular data backup, artificial intelligence and machine learning, cloud computing technologies, blockchain technologies, and fraud detection and prevention systems. The paper also emphasizes the importance of FinTech regulatory sandboxes, regulatory compliance, basic security training, continuous monitoring of threats, zero-trust policy, robust cybersecurity culture, regular testing, and stringent security policies to strengthen the FinTech ecosystem's cyber resilience. Based on empirical research, i
Microbial biofilm build-up in water distribution systems can pose a risk to human health and pipe material integrity. The impact is more devastating in space stations and to astronauts due to the isolation from necess...
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In this paper, the performance of turbo coded signals are investigated over a new channel model, denoted as 1/spl plusmn/D/sup n//Partial Response Fading Channels (PRFC) with imperfect phase reference. The combined ef...
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In this paper, the performance of turbo coded signals are investigated over a new channel model, denoted as 1/spl plusmn/D/sup n//Partial Response Fading Channels (PRFC) with imperfect phase reference. The combined effects of the 1/spl plusmn/D/sup n//PRFC and nonideal coherent receiver on the phase of the received amplitude and of a noisy carrier reference are considered. The numerical results demonstrate the error performance degradation due to both amplitude fading and phase noise process.
Because of the high cost of staff turnover, adequate training, budgets, and the problems of finding and keeping experienced people, there will be a greater use of contract programmers in the future, and DP managers wi...
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Because of the high cost of staff turnover, adequate training, budgets, and the problems of finding and keeping experienced people, there will be a greater use of contract programmers in the future, and DP managers will have to learn how to work with them.
This paper will be a joint presentation on an issue for both Academic Computing Support (ACS, the user services group at Clemson) and the Division of Administrative programmingservices (DAPS, the administrative data ...
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This paper outlines the proposals for alteration to the present proposed Standard and presents an alternative ‘Standard’ together with an example of the application of this Standard to the present British MARC recor...
This paper outlines the proposals for alteration to the present proposed Standard and presents an alternative ‘Standard’ together with an example of the application of this Standard to the present British MARC record structure. The main aims of these alterations are:
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