With the development of information technology, the application of big data in financial aspects becomes more and more deepening. However, in the aspect of bank loans, the accuracy of traditional user loan risk predic...
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With the development of information technology, the application of big data in financial aspects becomes more and more deepening. However, in the aspect of bank loans, the accuracy of traditional user loan risk prediction models, such as KNN, Bayesian, are not benefit from the data *** paper proposes to use DNN algorithm to forecast the risk of user loan based on the difficulties of current overdue prediction and the excellent learning ability of DNN. This article uses user basic information, bank records, user browsing behavior, credit card billing records, and loan time information to evaluate whether users are delinquent. Firstly, this paper record bank records according to the transaction type, respectively, to generate income and spending data. Secondly, to sum the user browsing behavior also, and to record the average of credit card bill. In addition, in order to reduce the effect of eigenvalue size on the result, all characteristics are standardized. Finally, users who lack user information are discarded and the above fields are spliced. The spliced fields are the basic input for DNN. From the experimental results, DNN algorithm inc rease over 6% prediction than kNN, Bayes algorithm.
Weighted complex networks, especially scale-free networks, which characterize real-life systems better than non-weighted networks, have attracted considerable interest in recent years. Studies on the multifractality o...
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Weighted complex networks, especially scale-free networks, which characterize real-life systems better than non-weighted networks, have attracted considerable interest in recent years. Studies on the multifractality of weighted complex networks are still to be undertaken. In this paper, inspired by the concepts of Koch networks and Koch island, we propose a new family of weighted Koch networks, and investigate their multifractal behavior and topological properties. We find some key topological properties of the new networks: their vertex cumulative strength has a power-law distribution; there is a power-law relationship between their topological degree and weight strength; the networks have a high weighted clustering coefficient of 0.41004 (which is independent of the scaling factor c ) in the limit of large generation t ; the second smallest eigenvalue μ 2 and the maximum eigenvalue μ n are approximated by quartic polynomials of the scaling factor c for the general Laplacian operator, while μ 2 is approximately a quartic polynomial of c and μ n = 1.5 for the normalized Laplacian operator. Then, we find that weighted koch networks are both fractal and multifractal, their fractal dimension is influenced by the scaling factor c . We also apply these analyses to six real-world networks, and find that the multifractality in three of them are strong.
There has been a growing interest in visualization of metagenomic data. The present study focuses on the visualization of metagenomic data using inter-nucleotide distances profile. We first convert the fragment sequen...
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There has been a growing interest in visualization of metagenomic data. The present study focuses on the visualization of metagenomic data using inter-nucleotide distances profile. We first convert the fragment sequences into inter-nucleotide distances profiles. Then we analyze these profiles by principal component analysis. Finally the principal components are used to obtain the 2-D scattered plot according to their source of species. We name our method as inter-nucleotide distances profiles (INP) method. Our method is evaluated on three benchmark data sets used in previous published papers. Our results demonstrate that the INP method is good, alternative and efficient for visualization of metagenomic data.
作者:
Wang, XiaolingSu, HoushengWang, XiaofanLiu, BoDepartment of Automation
Shanghai Jiao Tong University and Key Laboratory of System Control and Information Processing Ministry of Education of China Shanghai200240 China School of Automation
Image Processing and Intelligent Control Key Laboratory of Education Ministry of China Huazhong University of Science and Technology Wuhan430074 China College of Science
North China University of Technology Beijing100144 China
In this paper, we investigate the leader-following consensus of second-order multi-agent systems with nonlinear dynamics and time delay by employing periodically intermittent pinning control. All member agents and the...
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intelligent Community Question Answering (CQA) system is a popular research topic in Natural Language processing (NLP) area. Recently, the development of distributed data mining has significantly improved the efficien...
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intelligent Community Question Answering (CQA) system is a popular research topic in Natural Language processing (NLP) area. Recently, the development of distributed data mining has significantly improved the efficiency of the searching and sorting operations in CQA database. However, problems are left unanswered such as how to choose the best answer among multiple candidates for a single question. To solve this issue, we design a CQA system called UB-CQA. First, in database refinement part, we construct an optimized and structured database by the best answer choosing method leveraging user attribute provided by the response provider. Second, in human-computer part, the UB-CQA is able to search and provide a more satisfying answer to users by similarity calculation and re-ranking method leveraging text categorization information. Empirical evaluations show that the best answer choosing and the candidate question re-ranking methods bring great improvements in accuracy and reliability.
Named Entity Recognition (NER) is a basic task in Natural Language processing (NLP), which extracts the meaningful named entities from the text. Compared with the English NER, the Chinese NER is more challenge, since ...
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Named Entity Recognition (NER) is a basic task in Natural Language processing (NLP), which extracts the meaningful named entities from the text. Compared with the English NER, the Chinese NER is more challenge, since there is no tense in the Chinese language. Moreover, the omissions and the Internet catchwords in the Chinese corpus make the NER task more difficult. Traditional machine learning methods (e.g., CRFs) cannot address the Chinese NER effectively because they are hard to learn the complicated context in the Chinese language. To overcome the aforementioned problem, we propose a deep learning model Char2Vec+Bi-LSTMs for Chinese NER. We use the Chinese character instead of the Chinese word as the embedding unit, and the Bi-LSTMs is used to learn the complicated semantic dependency. To evaluate our proposed model, we construct the corpus from the China TELECOM FAQs. Experimental results show that our model achieves better performance than other baseline methods and the character embedding is more appropriate than the word embedding in the Chinese language.
As a basic task of multi-camera surveillance system, person re-identification aims to re-identify a query pedestrian observed from non-overlapping multiple cameras or across different time with a single camera. Recent...
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This paper addresses the complete stability of delayed recurrent neural networks with Gaussian activation functions. By means of the geometrical properties of Gaussian function and algebraic properties of nonsingular ...
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This paper addresses the complete stability of delayed recurrent neural networks with Gaussian activation functions. By means of the geometrical properties of Gaussian function and algebraic properties of nonsingular M-matrix, some sufficient conditions are obtained to ensure that for an n-neuron neural network, there are exactly 3 equilibrium points with 0≤k≤n, among which 2 and 3-2 equilibrium points are locally exponentially stable and unstable, respectively. Moreover, it concludes that all the states converge to one of the equilibrium points; i.e., the neural networks are completely stable. The derived conditions herein can be easily tested. Finally, a numerical example is given to illustrate the theoretical results.
In this paper, we proposed a new method to detect 4D spatiotemporal interest point called 4D-ISIP(4 dimension implicit surface interest point). We implicitly represent the 3D scene by 3D volume which has a truncated s...
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Rescaled range analysis (R/S) is applied to the long memory behavior analysis of water CODMn series in Poyang Lake Inlet and Outlet in China. The results show that these CODMn series are characterized by long memory, ...
Rescaled range analysis (R/S) is applied to the long memory behavior analysis of water CODMn series in Poyang Lake Inlet and Outlet in China. The results show that these CODMn series are characterized by long memory, and the characteristics have obvious differences between the Lake Inlet and Outlet. Our findings suggest that there was an obvious scale invariance, namely CODMn series in Lake Inlet for 13 weeks and CODMn in Lake Outlet for 17 weeks. Both displayed a two-power-law distribution and a similar high long memory. We made a preliminary explanation for the existence of the boundary point tc , using self-organized criticality. This work can be helpful to improvement of modelling of lake water quality.
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